Your first real salary, planned.
Young professional budget
Starts from your net pay, not your gross, and makes room for the things a first salary actually carries — black tax, SACCO, the emergency fund nobody has.
Needs
Rent, food, transport, data — the things that do not go away.
—| Item | Per month | Share |
|---|---|---|
| — | ||
| — | ||
| — | ||
| — | ||
| — | ||
| black tax — budget it rather than absorbing it | — | |
| HELB, bank, SACCO | — |
Wants
Everything you enjoy and could, in a bad month, stop.
—| Item | Per month | Share |
|---|---|---|
| — | ||
| — | ||
| — | ||
| — |
Future
Savings, investments, debt you are clearing faster than required.
—| Item | Per month | Share |
|---|---|---|
| aim for three months of needs | — | |
| — | ||
| — | ||
| above the minimum | — |
Left this month
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While you're here
A budget survives contact with inflation, or it does not.
The Brief tracks what is happening to Kenyan prices, rates and wages, so your plan is built on this month rather than last year.
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