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The machinery behind the headlines: interest rates, inflation, the shilling, government borrowing, how Kenyan banks actually make money. Start anywhere. Nothing here is behind a paywall and nothing ever will be.

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Free Careers

The cover letter nobody skims

Four paragraphs, one specific reason, and no sentence that could appear in somebody else's letter — why most cover letters fail in the first line, and the structure that survives.

23 Sept 2026 4 min read
Free Careers

The one-page finance CV, built for Kenyan recruiting

What goes on the page, in what order, and how to write a bullet that survives a ten-second scan — plus the six things on most Kenyan student CVs that are costing you space and giving you nothing.

23 Sept 2026 6 min read
Free Careers

The thirty-second answer

Most people fail markets questions not because they don't know the answer but because they can't get it out of their mouth in order. Here is the structure that fixes that.

18 Sept 2026 3 min read
Free Markets

What exactly does the Central Bank of Kenya do?

Not "print money" and not "run the economy." CBK has four jobs, and once you can name them in order, most Kenyan financial news stops being confusing.

15 Sept 2026 3 min read
Free Business

How Kenyan banks actually make money

Three income lines, one of which everybody forgets. Once you can read a Kenyan bank's results in those three parts, you can read any bank's results anywhere.

12 Sept 2026 3 min read
Free Economics

Inflation isn't "things getting expensive"

It's a rate of change in a basket you didn't choose — which is why the official figure and your own experience of prices can both be right at the same time.

8 Sept 2026 3 min read
Free Economics

Why the government borrows from you

Treasury bills and bonds, the yield curve, and crowding out — explained as one continuous story rather than three separate lecture topics.

4 Sept 2026 4 min read
Free Markets

What the shilling is actually telling you

A currency is a price, and prices move for reasons. Here are the five that move the shilling, roughly in the order they usually matter.

29 Aug 2026 3 min read