What's your actual risk appetite?
Eight situations in shillings. No right answers — it tells you how you really behave under risk, and which specific trap comes with your temperament.
Eight situations, in shillings, set in Kenya. Answer how you would really behave rather than how you think you should. There is no good score here — the useful thing is knowing which trap is yours.
1 of 8
You've saved KSh 50,000. A friend offers you a share in a business that could double it in a year — or lose most of it.
2 of 8
Your investment drops 30% in two months. Nothing about the underlying business has changed.
3 of 8
A 364-day Treasury bill pays a known return. A listed bank's shares might pay double, might pay nothing.
4 of 8
How would you feel checking your investments every single day?
5 of 8
Your salary is your only income and your job is not guaranteed past this year.
6 of 8
Someone shows you a scheme paying 20% a month, with people who've been paid.
Two of those answers are how people lose money to schemes. Nobody pays 20% a month sustainably, and 'getting out early' assumes you can time something designed to collapse without warning.
7 of 8
How much of your money could vanish before it changes how you live?
8 of 8
Ten years from now, which outcome would you rather have?
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This describes how you tend to react to risk. It is not investment advice and it does not tell you what to buy. Chanua KE is not a licensed investment adviser.
Knowing your temperament is step one. Step two is knowing what moved.
The Brief explains the events that test a risk appetite — rate decisions, currency moves, results season — and what the mechanism underneath them actually is.
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